Private sector sees increased mortgage modification activity

Government-sponsored enterprises have offered more than 1 million mortgage modifications to struggling borrowers since 2008, but as the industry shifts back toward the private sector, one lender is gaining ground on this total.
Government-sponsored enterprises have offered more than 1 million mortgage modifications to struggling borrowers since 2008, but as the industry shifts back toward the private sector, one lender is gaining ground on this total. [More]


Mortgage professionals discuss the future of compliance

The housing market collapse was a major wake-up call regulators, legislators and the mortgage industry.
The housing market collapse was a major wake-up call regulators, legislators and the mortgage industry. [More]


FRMs could remain affordable through 2015, Fed claims

Fixed mortgage rates recently fell to new all-time lows and one government agency says they could remain at these levels for some time.
Fixed mortgage rates recently fell to new all-time lows and one government agency says they could remain at these levels for some time. [More]


Multifamily lending spikes in 2011

Commercial property activity has been a bright spot in an otherwise bleak real estate industry since the recession began, and this continued during the course of 2011.
Commercial property activity has been a bright spot in an otherwise bleak real estate industry since the recession began, and this continued during the course of 2011. [More]


Affordable interest rates yield additional refinancing activity

With fixed mortgage rates hovering near record lows, a growing number of homeowners are capitalizing on the opportunity to refinance their loans into more affordable terms.
With fixed mortgage rates hovering near record lows, a growing number of homeowners are capitalizing on the opportunity to refinance their loans into more affordable terms. [More]


Future of mortgage industry promising, experts say

As a number of government agencies, such as the Consumer Financial Protection Bureau, implement new lending regulation meant to make the mortgage market a safer place for borrowers
As a number of government agencies, such as the Consumer Financial Protection Bureau, implement new lending regulation meant to make the mortgage market a safer place for borrowers [More]


Commercial, multifamily lending improves in second quarter

It appears the residential housing market is finding its footing after years of instability, but throughout this period, the commercial sector has been a bright spot in an otherwise bleak landscape.
It appears the residential housing market is finding its footing after years of instability, but throughout this period, the commercial sector has been a bright spot in an otherwise bleak landscape. [More]


GSEs assisting additional homeowners

Although the roles Fannie Mae and Freddie Mac play in the mortgage industry are expected to change dramatically in the near future, the government-sponsored enterprises still helped a number of distressed borrowers avoid foreclosure in the second quarter.
Although the roles Fannie Mae and Freddie Mac play in the mortgage industry are expected to change dramatically in the near future, the government-sponsored enterprises still helped a number of distressed borrowers avoid foreclosure in the second quarter. [More]


New York facing highest G-fee hikes

The agency tasked with overseeing mortgage activity at Fannie Mae and Freddie Mac recently announced new guarantee fees for lenders that conduct businesses with the GSEs in certain states.
The agency tasked with overseeing mortgage activity at Fannie Mae and Freddie Mac recently announced new guarantee fees for lenders that conduct businesses with the GSEs in certain states. [More]


Fed policies in need of changes, Fed chief says

The housing market collapse may have had a much larger impact on the overall economy than first believed.
The housing market collapse may have had a much larger impact on the overall economy than first believed. [More]